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Arrowhead’s residential earthquake program now brings added value for IIABCal members—a new one-point commission increase for all policies issued on or after November 1, 2024, for Zurich American Insurance Company and Palomar Excess and Surplus Insurance Company (PESIC) earthquake programs. As a trusted earthquake coverage provider since 2000, Arrowhead’s updated program with IIABCal offers access to Zurich and PESIC for high-value properties, giving you greater earthquake coverage options and earning potential.

IIABCal members receive a one-point commission increase for all policies issued on or after November 1, 2024.

Start Quoting Today! www.ArrowheadExchange.com

Zurich American Insurance Company

Program Highlights:

  • AM Best - A +, XV
  • High Limits – Up to $5 million Coverage A.
  • Pay Plans:  Flexible pay plans and credit card options – No down payment to bind!
  • Deductibles – Variety of deductibles are available – As low as 5%.
  • Stand-alone Dwelling and Condo Unit Owner earthquake products
  • Includes masonry veneer, chimneys and ordinance or law coverage with no limitations

Products Overview:

  • Condo and Dwelling stand-alone Earthquake products.
  • Includes masonry veneer, chimneys and ordinance or law coverage with no limitations.
  • Easy Quoting – Quoting is done online and can be done in minutes.
  • Same Day binding – No Insured signatures are required.
  • No Deductible for Loss of Use.
  • Broad Other Structures Coverages – Including swimming pools, driveways, and patios – No sub limits.
  • Restrictions - No age, height, slope, geographic or foundation restrictions.

Resources:

 

PESIC (Palomar Excess & Surplus Insurance Company)

Program Highlights:

  • AM Best: A, X
  • Available in CA, WA, and OR.  Other states may be available
  • Deductible  - variety of deductibles are available – as low as 2.5%
  • Stand-alone Dwelling earthquake products
  • High limits – up to $26mm TIV

Products Overview:

  • Condo and Dwelling stand-alone earthquake products.
  • Affordable and Competitive rates!
  • High limits – up to $26 million TIV.
  • Easy Quoting – Quoting is done online and can be done in minutes
  • Flexible limits – The insured can pick their own limits and only pay for the coverage they need!
  • Retrofitting – Not required, but discounts available for retrofitted builders 1973 and older.
  • For Dwelling – Coverage A must match or be higher, loss assessment limits between $10,000 - $100,000, and you can choose any limit for Personal Property, Loss of Use, and other structures.
  • For Condo – Coverage C must match or be higher, loss assessment limits between $10,000 - $100,000 and you can choose any limit for Dwelling and Loss of Use.

Resources:

 

Contact Information

Underwriting and Customer Service: Call (877) 233-9722 | Email: reseq@arrowheadgrp.com
Claims: Call (866) 519-1303 | Email: info@ACMclaims.com