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Arrowhead’s earthquake program has been a trusted solution since 2000 and is the second-largest earthquake insurer in California under the CEA. Offerings include comprehensive earthquake coverage through Zurich, as well as an unadmitted market option for high-value homes through Palomar Excess & Surplus Insurance Company (PESIC) with seamless management system downloads available.

IIABCal members receive a one-point commission increase for all policies issued on or after November 1, 2024.

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Zuric

Program Highlights:

  • AM  Best - A +, XV
  • High Limits – Up to $10 million Coverage A.
  • Pay Plans:  Flexible pay plans and credit card options – No down payment to bind!
  • Deductibles – Variety of deductibles are available – As low as 5%.
  • Pay plans up to 6 pay with recurring payments are available.
  • Downloads to management system can be set up.
  • Affordable and Competitive rates!

Products Overview:

  • Condo and Dwelling stand-alone Earthquake products.
  • Includes masonry veneer, chimneys and ordinance or law coverage with no limitations.
  • Easy Quoting – Quoting is done online and can be done in minutes.
  • Same Day binding – No Insured signatures are required.
  • No Deductible for Loss of Use.
  • Broad Other Structures Coverages – Including swimming pools, driveways, and patios – No sub limits.
  • Restrictions - No age, height, slope, geographic or foundation restrictions.

Resources:

 

PESIC (Palomar Excess & Surplus Insurance Company)

Program Highlights:

  • AM Best:  A, X
  • PESIC is available primarily in WA, OR and CA, but we can write in most states.  Check for availability.
  • We have many deductible options - as low as 2.5% with options up to 25%.
  • Reinsurance:  Palomar specialty is supported by over 100 highly rated Reinsurance Companies.
  • Downloads to management system are available.

Products Overview:

  • Condo and Dwelling stand-alone earthquake products.
  • Affordable and Competitive rates!
  • High limits – up to $26 million TIV.
  • Easy Quoting – Quoting is done online and can be done in minutes
  • Flexible limits – The insured can pick their own limits and only pay for the coverage they need!
  • Retrofitting – Not required, but discounts available for retrofitted builders 1973 and older.
  • For Dwelling – Coverage A must match or be higher, loss assessment limits between $10,000 - $100,000, and you can choose any limit for Personal Property, Loss of Use, and other structures.
  • For Condo – Coverage C must match or be higher, loss assessment limits between $10,000 - $100,000 and you can choose any limit for Dwelling and Loss of Use.

Resources:

 

Contact Information

Underwriting and Customer Service: Call (877) 233-9722 | Email: reseq@arrowheadgrp.com
Claims: Call (866) 519-1303 | Email: info@ACMclaims.com