Program Advantages:

  • A+ Rated Carrier
  • Available coverage limits of $250,000, $500,000 and $1M
  • Deductibles as low as $5,000
  • Full "Prior Acts" coverage is included for accounts with prior EPLI coverage
  • HR Pilot Services is provided free of charge to IIABCal members. For more information, click here.
  • Free access to HR Pilot website (providing sample HB policies, employment law updates, and detailed risk management services)
  • Third Party Liability Coverage automatically included (no sublimit)
  • Punitive Damages Coverage included (where law allows)
  • Claims Made Policy Form
  • Terrorism coverage included
  • Immigration Coverage - $100,000 sublimit NEW FOR 2025
  • Workplace Violence Coverage $25,000 sublimit NEW FOR 2025
  • Wage & Hour Coverage Now Available - $100,000 sublimit for defense costs is now INCLUDED in the rates for qualified risks. For more information on Wage & Hour coverage, excluded classes and the supplemental application form, click here. Eligibility is subject to completion of the Wage & Hour Supplemental form and underwriter approval (no backdating of this coverage, and the retro date will be policy inception for Wage & Hour Coverage).

 

High Success Rate Classes Include:

  • Manufacturing 
  • Engineering    
  • Contractors             
  • Architects, and more 

Application & Policy Forms: 
Application (updated for 2025)
EPLI Policy Form Quick Reference Guide
Product Comparison Chart
Policy Form

Endorsement Forms: 
Specimen Endorsements (updated for 2025)
Data Privacy Wrongful Act Exclusion Endorsement

Program Administrator: CRC Group

For more than 100 years, CRC Group has delivered exceptional expertise and service to the commercial insurance marketplace. 

As a wholesale insurance broker, CRC Group does not work directly with insureds. Rather, CRC Group serves as a key intermediary between the independent insurance agents and the nation’s top insurance carriers. CRC Group works with the insured’s retail insurance agent or broker to provide comprehensive, cost-effective commercial coverages and specialty programs for a wide variety of risks.

Contact Information:
CRC Group
50 California Street, Suite 2000
San Francisco CA  94111

Lucy Yu
Program Administrator
lyu@crcgroup.com
415-951-8467
 

Pete Thrasher
Program Administrator
pthrasher@crcgroup.com 
415-951-8459
Fax: 415-956-1204